Choosing the right credit card machine for your small business

When choosing a credit card terminal for your small business you have a lot to consider.  Do you want to go with a regular credit card machine or a full scale point of sale system?  Do you want to accept PIN debit or not?  Most business owners these days are choosing to go with a standard credit card terminal and accept PIN debit because of the reduced cost.

If you own a small business you should be aware that many companies will try and overprice credit card machines or merchant account agreements with an equipment lease or high customer service charges.  An equipment lease is only necessary if you cannot afford the face value of the equipment or the provider is not offering a free placement option.  A customer service fee should usually never exceed $10 for any retail business.

It is also important to consider if your equipment is compliant with the latest PCI standards.  It is important that you work with a company that has specialized in credit card processing services for years and understands the needs of small business owners.  Your credit card machine should be able to accept near field communication RFID signal along the EMV chip card payments.  This is all in addition to the regular mag stripe and PIN debit payments we have all become accustomed to.

Bravertek can help you find a credit card machine or Point of Sale System that is right for your business.  Contact us today for a quote or click here to view our preferred credit card machines!

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