Booming retail and online sales this holiday season are signs of increased consumer confidence in the economy. The increase in spending is forcing merchants to meet the demand by stocking up on inventory. The problem is that many merchants do not have the working capital or available credit to meet the increased demand. Unfortunately, this will put many businesses quickly out of inventory and out of business if they cannot keep up.
Many merchants have chosen to look into alternative forms of funding when big banks and credit card companies have failed them. Funding programs that are not available through big banks are often overlooked. Many small business owners would be surprised that funding programs are available!